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Business Insurance Farmington Hills MI - Auto Insurance Companies, Independent Insurance Agents - Baty Agency - 134209528Business owners face daily challenges as you work long hours building your business. Whether you're a manufacturere, provide a service, or have a retail store, your business is important and an unexpected loss is the last thing you need. However, if a loss occurs you need a company that is providing the coverage you need and is there to guide you through the process.
Automobile Fleets

Business Insurance Farmington Hills MI - Auto Insurance Companies, Independent Insurance Agents - Baty Agency - 101115755Automobiles are invaluable tools to many of the businesses that we protect. Whether you have one business vehicle or you have a fleet of business vehicles, the Baty Agency has a Business Auto Policy to meet your needs.
Business Owner Policies

We have Business Owners Policies designed to meet the needs of today's small business owners.

There are different types of liability insurance, including general liability, which works in much the same way as auto liability insurance, but covers businesses. General liability protects a company from third party claims. Aside from general liability, there is also D & O liability, employer liability, and professional liability insurance. D & O liability stands for "directors and officers" liability and is intended to cover the acts or omissions of those in the director or officer position. Employer liability is also known as worker's comp, and it is a mandatory form of liability insurance coverage that all businesses must carry. Professional liability is insurance to protect those seen as professionals or "experts" in a given field, who may not be protected by general liability due to their expertise.

We have assembled insurance professionals to address the unique needs of a broad range of businesses and business needs: from wholesalers to retailers; food distributors to restaurateurs; manufacturers to professionals; schools, churches, health care facilities, the salon industry...and so forth.
Inland Marine

To provide insurance on miscellaneous equipment and articles primarily of a portable nature and normally in transit or used away from the Insured's premises. Examples of eligible items are: voting machines, scientific instruments, exhibits, demonstration equipment and various machinery items.

Business Insurance Farmington Hills MI - Auto Insurance Companies, Independent Insurance Agents - Baty Agency - biz1While it's your job to know how to successfully operate your business, ours is to know the insurable risks you face. We've been insuring businesses against a broad cross section of risks for years. Furthermore, our Commercial Lines products continues to research the risks you face, and put this accumulated knowledge to work for you.
 Workers Compensation

We can explain Michigan's workers compensation insurance requirements, and explore your needs to determine the plan most suitable to your needs
Umbrella Liability

Liability law suits have become much more common in recent years, and courts are awarding larger verdicts. An umbrella policy not only increases the limits applicable with your basic liability coverage, it also covers you in situations that may not be covered under your basic policy.
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Please note, no changes or coverages can be considered bound until you speak to an agent and receive confirmation from our agency. Thank you.